Perhaps Paypal wopuld be a partial solution. I don't have a credit card and there are many places that require credit cards, but a few will accept Paypal and that mostly cuts the bank out of the equation.
Some credit cards do allow such 'foreign' transactions - but not all at least it is so here in UK.
Couldn't find this through my previous searches, but seeing as Canada is next door to the US, do similar restrictions apply in both needing to the other alternatives as well as possible additional fees?
Most banks have automated systems and it is one of their IT systems that is doing the 'decision making'.
I would say that as markets become mature, business models would address the issues concerned and some company would probably spring up in the country concerned which handles the transactions so that the bank sees transactions within the country and this company would then handle transactions with the actual developers etc - but this does mean these middle companies have to have a small cut to sustain them.
So far all these companies I have seen seem to be based in USA - it is time that some similar companies crop up elsewhere.
Here, Paypal accounts can be linked to a credit card and or a bank account. Mine is linked to a bank account and allows me to carry a balance from which to make purchases. I am not charged a fee unless there is a currency change and then it is only a couple of percent. One transaction at the bank, many purchases.
Also, if one registers for an account at SlideMe, the first alternative in the thread, one can put money in an account WALLET, which means only one credit card or PayPal transaction for a number of purchases.
Hope this helps.
Thanks for the list, at least now I will have something to look at. Do I assume that apps are not exclusive to only 1 vendor but can be sold through a spectrum of them.
You know what I find really weird about the way the amazon app store works ? If I wanted to buy an app for my sister who lives in the U.S Atlanta area ... I can't
I am in Australia can i get these here